With an increased number of people shopping for presents for loved ones (and the sneaky one for yourself!) this year, there has also been an influx in fraud theft and hacking.
You don’t just have to be a big company, like Uber who were hacked and had 57 million customers and drivers personal details stolen worldwide—though we think the biggest scandal here may have been the coverup!—but individual fraud has been occurring at an alarming rate as well. See our 5 top tips below to help you prevent being swindled:
1. Don’t access your bank details via the internet when on a public wi-fi.
Unfortunately, with free wi-fi hot spots becoming so popular now it has become very easy for hackers to set up fake hot-spots to gain access to your device and data. Once the device is on the network any number of data or information can be shared. Check out some tips to help prevent this if you are unsure of public hot-spots.
2. Be wary of any emails, letters or phone calls.
It is actually a common occurrence now to receive an email detailing your account number and/or name that looks like it can pass off as the real thing. When it comes to emails, you can check a few things including the email address of the sender, and the quality of any images within the signature. Furthermore, a good rule to follow is not to click on any links or attachments but call your bank, institution or billing company directly. Similarly, with printed letters pixilation of logos in the letterhead or distortion of colours can be indicative of a scam. To prevent fraud via a phone call, you can suggest you will call them back, find the correct number for the company they said they were calling from and check.
3. Install anti-virus software.
When it comes to laptops and computers it is best to only install an anti-virus program from a known and trusted source. Make sure your firewall is on as well (check to see how to turn yours on for Windows & Mac).
4. Only use trusted sites.
While you may see the most amazing t-shirt that your significant other would like for the festive season, or that toy your child wanted at a much cheaper price, it is very easy to get carried away and not think twice about entering your credit card at the checkout. However, the webpage could be an elaborate ruse just to obtain your details and go on their own spending spree with your money! (Another sneaky method has been to use sponsored content for shopping pages through social media forums and suggesting your friends like their page to gain your trust. Ask your friend who supposedly liked it directly, as some have been known to access your friends list, or have the social media forum itself, suggest that your friends like their page, when in fact, they haven’t heard of it!). Stick with the bigger, well known sites including Amazon and eBay, you may also miss out on dodgy clothing sizing or already broken toys!
5. Use trusted payment method sites to protect your credit card details.
Using digital payment methods such as PayPal and Apple Pay give you a second layer of security as these companies have in built buyer and fraud protection policies. These digital money systems do not disclose your credit card details to companies or sellers where you are making purchases from (see our previous article on The dawn of the third era of payment means you can really can leave your wallet at home).
About Opilio Recruitment
We’ve been operating in the digital recruitment space for 7 years, so we know a thing or two about recruiting the best talent. Digital recruitment is what we do. We know that the single greatest asset to any business are its people and it is our job to find exceptional talent.
Opilio Recruitment is the go to digital recruitment agency for global brands, tech start-ups and everything in between, simply put we are connected with the best in the industry.